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'Ted' Theodore Lewis Whidden

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Correspondence contained herein is considered a reasonable copy of the original.  During formatting some content may have been electronically altered.  In some cases names have been masked or modified to assist in connecting or protecting those involved. In several instances the disclaimer at the bottom of emails shared thru the underwriter's messaging system were removed in web formatting. It will likely be found that the use of disclaimers in their email footers is an attempt to conceal material data, and to use this as a tactic to intimidate victims. (Thus another pattern of fraud emerges.)


---------- Forwarded message ----------
From: John Pecoraro



Date: Fri, Oct 8, 2010 at 3:57 PM
Subject: ACF1001306 Theodore & Kenneth Whidden v. Frank Delgado

Yera & Oliva

Delivery Service, Inc. d/l 08/29/10
To: The Desk of Ted Whidden

Mr. Whidden, I have your letters dated September 19 and October 1, 2010 written to Tower Group and AequiCap Claim Services. Pursuant to your request, I am emailing you our response to your most recent correspondence.    
According to my review of the claim file, you were correctly informed early on by both AequiCap Claim Representatives that there is a coverage issue involved in this claim.  The coverage issue has to do with the Truck driven by Mr. Yera not being listed on the policy.  As a result, we commenced our investigation, and are continuing to handle this claim under a reservation of rights as to the Truckers liability policy.  During the course of our investigation, we determined this Truck was on an interstate commerce trip hauling goods under Oliva

Delivery Services Motor Carrier Authority.  There is an MCS-90 endorsement separately attached to the Truckers policy, and as such, this endorsement will afford coverage for this interstate commerce trip.  A Coverage Disclosure Affidavit and copy of the policy was sent to your  former legal representative, Mr. Coy Browning.
As you know, we had an appraiser assess the damage to the 1993 Chevy Blazer, 16' trailer, and 1986 Porsche that was on the trailer at the time of this crash.  We also retained Mr. David Brill

, who is a certified accident reconstructionist, and with your permission he inspected both vehicles and the trailer.  We took a statement from the Truck driver and obtained your version of the accident as well.  As you know, there were no known disinterested witnesses to this accident, and the FHP officer that handled this accident neither observed the trailer lights being on when he arrived at the scene, nor did he test whether they were working. And according to Mr. Brill's inspection, the dimensions of the Porsche blocked the view of the Blazer's taillights.       
Based on the results of our investigation, it is our position this trailer was not illuminated or visible while being operated on this dark, unlighted section of I-10, and that this lack of illumination was the cause of this accident. As a result, we are herewith denying liability for this claim.  Finally, according to the police report, you are not listed as the owner of the Chevy Blazer or trailer that was damaged in this accident.  However, since you have possession of the Blazer and trailer, and you advised us Mr. Browning is not representing you or your brother, this denial applies to all claims, including your brother's bodily injury claim and property damage claim for the damage to his 1986 Porsche. 
Mr. Whidden, if you feel compelled to respond to this email, I respectfully ask that you please direct all correspondence exclusively to my attention and also refrain from making defamatory comments. 
Thank you.
John R. Pecoraro

Vice President, Claims
AequiCap, Inc.
954-493-6565 ext 572


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"At the heart of the First Amendment is the recognition of the fundamental importance of the free flow of ideas and opinions on matters of public interest and concern. The freedom to speak one's mind is not only an aspect of individual liberty and thus a good unto itself but also is essential to the common quest for truth and the vitality of society as a whole."

Supreme Court Judge Scalia wrote concerning Pope v Illinois

"Just as there is no use arguing about taste, there is no use litigating about it."

Copyright May 2011, All rights reserved by Ted Whidden