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'Ted' Theodore Lewis Whidden

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     Exposing Fraud and Deception to protect the public good.

    www.frauddocumentation.com     www.frauddemonstration.com    www.frauddevelopment.com  

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Good faith, or in Latin bona fides (bona fide means "in good faith"), is good, honest intention (even if producing unfortunate results) or belief. In law, it is the mental and moral state of honesty, conviction as to the truth or falsehood of a proposition or body of opinion, or as to the rectitude or depravity of a line of conduct. This concept is important in law, especially equitable matters.[1][2]

fraud is defined as an intentional deception designed to obtain a benefit or advantage or to cause some benefit that is due to be denied.




Good Faith Claim Handling

Following are some general guidelines that will assist in achieving good
faith claim handling. It is not intended to suggest that failure to follow
these guidelines means that the claim handler has acted in bad faith.

Respond to every communication in a timely fashion.

Take every allegation seriously.

Always act promptly and thoroughly.

Deny a claim, if proper, without undue delay.

Document all file activity by recording all phone conversations.

Confirmed with a letter.

Keep a record of each step of the investigation.

Be courteous and truthful at all times.

Investigate thoroughly.

Do not ignore suggestions or information provided by the


Pay promptly and fully once liability is established.

Follow company claim procedures, policies and manuals.

Seek appropriate expert or legal opinions promptly when


Never make a promise you cannot keep.

Never blame a delay on a fellow employee or home office.

Prepare every claim file as if it would eventually be read to a

Judge and/or jury.

Never hesitate to involve your supervisor or manager as soon as

a problem arises.

Notify the insured in writing of all coverage decisions.

Obtain copies of all pertinent documents upon which your decisions are based.



Supreme Court ruled unanimously written by Judge William Rehnquist concerning Hustler Magazine v Jerry Falwell

"At the heart of the First Amendment is the recognition of the fundamental importance of the free flow of ideas and opinions on matters of public interest and concern. The freedom to speak one's mind is not only an aspect of individual liberty and thus a good unto itself but also is essential to the common quest for truth and the vitality of society as a whole."

Supreme Court Judge Scalia wrote concerning Pope v Illinois

"Just as there is no use arguing about taste, there is no use litigating about it."

Copyright May 2011, All rights reserved by Ted Whidden