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'Ted' Theodore Lewis Whidden

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Correspondence contained herein is considered a reasonable copy of the original.  During formatting some content may have been electronically altered.  In some cases names have been masked or modified to assist in connecting or protecting those involved. In several instances the disclaimer at the bottom of emails shared thru the underwriter's messaging system were removed in web formatting. It will likely be found that the use of disclaimers in their email footers is an attempt to conceal material data, and to use this as a tactic to intimidate victims. (Thus another pattern of fraud emerges.)


-----Original Message-----

[mailto:The Desk of Ted Whidden]
Sent: Tuesday, September 28, 2010 2:02 PM
To: Pusey
Cc: Rori Strickland

; jPecoraro

@aequicap.com; Florida Department of Financial Services; Michael Lee

; Insurance Commissioner; dbrill@windstream.net
Subject: Re: ACF1001306

Ms. Pusey,

Prior to your email I had a call from Mr. Brill and subject of your message below had already been discussed and agreed.

It is with appreciation that I see that finally on month after the incident your firm is arranging to have an independent adjuster attend and do the necessary inspections.  It is noted that you severely dropped the ball where this is concerned on both the investigation you now initiate with the vehicle and trailer, as you also did with the Porsche.  Your records if kept accurate and not doctored to cover the deceptions leading to this point will show that only now you are initiating an inspection of the towed vehicle (Porsche).  The records will clearly show unless they have been doctored that your action finally comes after being advised by the State Commissioner of Insurance that your file and this case is subject of state and Federal investigation for your handling issues/maneuvers of good faith.  Your late moves are demonstration of the type fault/complaint lodged with the commission.

Meanwhile, a good faith question of the devious tactics by you and your counterpart Ms Rori Strickland would typically require that you defer it to another person for handling.  Since you and your counterpart are specifically and accurately addressed in my letter of 19 September 2010, and that has been acknowledged by your principle (TowerGroup/CastlePoint) you people remain suspect of your devious behavior.

Your managers need to understand that I prefer to have nothing to do with you whatsover.  They need to be made aware that I am preparing to send a follow-up letter to my 19 September 2010 letter.  By keeping that in copy to DBPR, State Insurance Commissioner, and others concerned, your actions and inactions are under scrutiny.

Please refer this file to someone of greater talent and integrity, otherwise you risk escalating the bad faith issues of the claim.  Your legal counsel should be involved, because your continued contact with me is in violation of good faith conduct once it is called out.  Your manager (Mr. John Pecoraro, CPCU/SCLA) will likely find himself in violation of proper good faith handling by allowing you to remain on the file.  Since this notice is being given to you after the good/bad faith notification from the state, and since it is before your copying of your file to the state by way of their electronic request, it should become part of your file copy to them, and you are officially on notice.  I give you this notice in case the continued bad faith is blamed on lack of knowledge or incompetence, neither of which is a good defense.............In short, you did it again.

Since I am dealing with head injuries it is recommended that Mr. Brill call one hour in advance of our meeting to remind me.  This is the only call authorized.  As you can imagine with the devious tactics shown by your group and agents thus far I prefer contacts in writing.

If/when a reasonable assessment is obtained by your team then we remain available to discuss settlement with someone other than you.

It has taken one month for you to do the normal and necessary.  Of course since it took so long for you to take the actions you are of this week, it appears this was a maneuver on your part to purposefully "miss" the opportunity to investigate, and to do the needful so you can present what superficially may appear a proper file to the investigating bodies with oversight into your area.

I look forward to Mr. Brill's inspection and copy of his report as soon as it is available.  I thank your company in advance for providing same to me via: Post Office Box 158, Chipley, Florida 32428 as well as the PDA (independent adjuster) files on all three of the crash vehicles.






Service Request Number:1-686998078



On Tue, Sep 28, 2010 at 9:19 AM, Pusey <Pusey






> wrote:

>  Mr. Whidden,

>     In order to complete our investigation of this claim, it is

> necessary to inspect your 1993 Chevy Blazer and trailer. It is my

> understanding that the vehicle and trailer are being stored at your

> farm in Chipley, Fl. We have retained independent investigator, David

> Brill for the inspection. He has requested to perform the inspection on Wednesday, September 29th at 2pm.

> Please contact Mr. Brill to confirm you are available on this date.I

> have provided Mr. Brill's phone number and email address.  If you have

> any questions, feel free to contact the undersigned.

> David Brill

> dbrill@windstream.net

> (386) 266-8033

> Pusey

> Aequicap Claims Services

> 954 493-6565  Ext. 120



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"At the heart of the First Amendment is the recognition of the fundamental importance of the free flow of ideas and opinions on matters of public interest and concern. The freedom to speak one's mind is not only an aspect of individual liberty and thus a good unto itself but also is essential to the common quest for truth and the vitality of society as a whole."

Supreme Court Judge Scalia wrote concerning Pope v Illinois

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Copyright May 2011, All rights reserved by Ted Whidden